Shape the future of Centrepay submissions

Submissions were authored and received from individuals and organisations other than the Australian Government. The views and recommendations expressed in these submissions are those of the authors, and do not reflect or represent the views or recommendations of the Australian Government. The Australian Government accepts no responsibility or liability for the accuracy, or completeness, damage, loss or expense incurred because of any material contained in these submissions. Please note submissions may have been edited to remove certain words (such as profanities) or personal information.